Eligibility for You and Your Dependents
Eligibility for You
Employees who are regularly scheduled to work a minimum of 30 hours a week for GEON are considered full-time and are eligible for health and welfare benefits.
Qualifying Life Event Changes During the Plan Year
According to IRS regulations, elections you make during annual enrollment will be in effect during the entire 2024 calendar year.
Changes to your plan may occur if you have a qualifying life event. You have 31 days from the time of the event to provide documentation of the qualifying life event and make the appropriate changes to your benefits.
Examples of Qualifying Life Events are:
- Marriage, divorce
- Birth, legal adoption
- Death
- Change in your spouse’s or child’s employment status
- Loss or gain of coverage
- Change in your dependent child’s status
- Change in your residence or worksite coverage
- Judgment decree or court order
For Your Dependents
You have the option of covering your dependents under the Medical, Dental, Vision, Dependent Life, AD&D, Accident Insurance, Critical Illness Insurance and Hospital Indemnity Insurance plans. In general, your dependents include your spouse, domestic partner, and your children under age 26.
Coverage may also be extended if your child is mentally or physically disabled and depends on you for support. If your child is disabled, you need to apply for extended coverage before the child’s 26th birthday. Covered expenses incurred by your tax dependents may be reimbursed by your flexible spending and health savings accounts.
Dependent Eligibility Verification
Enrolling ineligible dependents increases the total cost of health care benefits. Removing ineligible dependents is one of the steps you and GEON can take to help limit future increases to your benefit contributions.
Of equal importance, the Department of Labor regulates company provided health and welfare benefit plans, such as Medical and Dental. As part of our ongoing due diligence, GEON is required to ensure that dependents enrolled in the plans meet the eligibility criteria for coverage.
To ensure that GEON plans comply with federal regulations and that only eligible dependents are enrolled, eligibility for newly added dependents must be certified. Documentation listed below must be provided for each individual named as a covered dependent on GEON’s benefit plans and the newly added dependent will have a pending status until certification is completed.
Spouse
Page 1 of your most recent tax return (Form 1040) with spouse listed AND Marriage License
Child
Birth Certificate OR Court papers showing legal guardianship or custodianship
Domestic Partner
Document of financial interdependence (i.e. joint checking account, joint lease, etc.) AND Affidavit of Domestic Partnership.
Please note, if enrolling a domestic partner on medical, dental or vision coverage as these benefits are pretax you will have to pay income taxes on the portion of your domestic partner’s health insurance premium paid by GEON.
